---

Home | Accounts | ( 1 ) | Subscribe

Posted by Felix Okoli on Saturday September 19, 2015 at 16:36:29:

Although I've written a bit about this before, I thought it would be wise to write a bit more about it again because it seems some people did not really understand it.

In the past, many Nigerians found it hard to put their money in the bank just because they didn't have proper documentation but the good news today is that it's now possible to open a bank account in Nigeria without having proper identification documents such as an ID card or utility bill. You can even open a bank account without visiting the bank or without any cash or funds as a form of initial deposit and there are many banks in Nigeria that now offer this service.

Ever since the CBN allowed Nigerian banks to start offering several types of savings account in order to bring more people in the banking sector, more and more Nigerians banks have made it possible by making it easy for people to open saving accounts. Some of them can be opened online while some require a physical visit to the bank before opening but they all do need at least a passport sized photograph.

List of some of such bank accounts one can open in Nigeria without an id card:

- FCMB e-savings account
- Access Bank instant savings account
- Fidelity Bank Easi-Save account
- Union Bank UnionSave Account
- UBA Freedom Basic account
- First Bank instant savings account

There may be others that I've not mentioned but they all do have a couple of things in common such as a maximum daily deposit of N20,000, a maximum total deposit of N200,000 and inability to make foreign transactions. Account holders would be able to operate them in Nigeria without any problems as long as they stay within the limits of their transactions.

---

Comments:
Re: It is possible to open a bank account in Nigeria without an ID card Reply by Samson on Friday October 30, 2015 at 9:1:54:

Please what about an association current account?
I actually have a school I.D but some banks don't aaccept it
Please is there any bank that accepts it?
please reply this asap comment because I'm the fin sec of the association and I must have a signatory to the account ,thanks.

---

Re: It is possible to open a bank account in Nigeria without an ID card Reply by Felix Okoli on Friday October 30, 2015 at 9:1:54:

If you want to open an association account for your school, you may need the help of your principal or a teacher to do it so that they'll provide a valid id card and be a joint signatory to the account.

---

Re: It is possible to open a bank account in Nigeria without an ID card Reply by Oluwamolu Ismail Akinrinlola on Monday August 8, 2016 at 16:47:31:

can i stay in Turkey and open Bank Accoun in Nigeria as Nigeria citizin And my passport had expired Plz what can i do .help me

---

Re: It is possible to open a bank account in Nigeria without an ID card Reply by Felix Okoli on Monday August 8, 2016 at 16:47:31:

It's possible nowadays with Diaspora banking. See example here: https://www.accessbankplc.com/diaspora-banking. You would need to renew your passport o.

---

Re: It is possible to open a bank account in Nigeria without an ID card Reply by ochuko on Monday January 9, 2017 at 17:31:17:

Can I open an account with the temporary brown slip that was given to me after the national I.D registration in gtbank?

---

Re: It is possible to open a bank account in Nigeria without an ID card Reply by Felix Okoli on Monday January 9, 2017 at 17:31:17:

I think you need a permanent ID card

---