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Posted by Felix Okoli on Saturday June 15, 2013 at 8:59:31:

Can someone really open a bank account in Nigeria without a personal id card? Well, I can't really give a plain Yes or No answer because nowadays we've got a lot of banks and they do offer a variety of bank accounts.

Having an id card is one of the basic requirements to opening a normal bank account in Nigeria but if you ask me, I think that banks should also offer a biometric registration option for people who don't have a personal form of id but have the funds to open a bank account. However, not every bank account today are normal since we've recently being introduced to mobile money.

There are lots of people in Nigeria who may want to open a bank account but they get mostly tuned off when on a first visit to a bank, they are told to bring a whole lot of documents just to open a savings account.

Not everyone has time to go to a bank or wait through the long procedure of opening an account when all they basically want is just to keep their money in a safe place for easy withdrawal, no questions asked.

With the advent of banking products like mobile banking however, it seems that documentations or requirements for putting one's money into a bank account have been minimized since accounts like mobile money basically require are one's Date of birth, Mobile phone number and Address for the unbanked type.

If you would rather open a bank account without having to provide a whole lot of documentations like your electric bill or personal id card, just go for mobile money account.

With a mobile money account, your phone number is the account number and you don't need much documents to open this account and you can make withdrawals from ATMs even without a physical ATM card. Imagine that!

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Comments:

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Re: Opening a bank account in Nigeria without an ID card Reply by Felix Okoli on Wednesday June 19, 2013 at 14:2:0:

FCMB's naira wise account allows one to open an account without necessarily having an id card. Just bring your N500 and a recent passport photograph.




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Re: Opening a bank account in Nigeria without an ID card Reply by ada on Sunday September 8, 2013 at 18:9:34:

i don't have id want to open a bank




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Re: Opening a bank account in Nigeria without an ID card Reply by Felix Okoli on Sunday September 8, 2013 at 18:9:34:

You need id or a guarantor who has an account with the bank.


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Re: Opening a bank account in Nigeria without an ID card Reply by Kolum Kelvin on Monday December 30, 2013 at 10:46:51:

I need to open this mobile money account.




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Re: Opening a bank account in Nigeria without an ID card Reply by Felix Okoli on Monday December 30, 2013 at 10:46:51:

You can go to any GTBank branch and ask the to download it to your phone. You can also download it from Google play


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Re: Opening a bank account in Nigeria without an ID card Reply by Akolawole Afeez. O. on Monday January 20, 2014 at 23:3:37:

I like this bank, that is why i want to use it.




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Re: Opening a bank account in Nigeria without an ID card Reply by Felix Okoli on Wednesday January 22, 2014 at 8:28:40:

I also know that you can open a UBA Basic Freedom Savings without an id card but just a passport photo.




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Re: Opening a bank account in Nigeria without an ID card Reply by Adejumo sherif on Thursday February 27, 2014 at 10:44:34:

I what open an account





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Re: Opening a bank account in Nigeria without an ID card Reply by prosper nabob on Friday April 18, 2014 at 4:44:17:

wuld l be permitted 2be given an atm card with d non-ID accts?




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Re: Opening a bank account in Nigeria without an ID card Reply by Felix Okoli on Friday April 18, 2014 at 4:44:17:

Yes it comes with an atm card


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Re: Opening a bank account in Nigeria without an ID card Reply by agboola olusoji on Tuesday June 3, 2014 at 9:22:19:

i dnt av time 2 go 2 bank but i want 2 save money what cn i do




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Re: Opening a bank account in Nigeria without an ID card Reply by Felix Okoli on Tuesday June 3, 2014 at 9:22:19:

You can send someone or you can call your bank and they might send someone to you. I think that will work if you were saving big money. Another option will be to stop receiving cash but rather accepting POS payments.


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Comments:
Re: Opening a bank account in Nigeria without an ID card Reply by joseph abe on Thursday May 7, 2015 at 24:39:43:

yea i also open sterling bacnk account and gtb without i d card but i brought a guarantor that's all

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Re: Opening a bank account in Nigeria without an ID card Reply by olaide Rilwan on Wednesday May 13, 2015 at 23:19:47:

is it must to hav an i.d bfor opening gtb acct??..moreover i wnt to open an acct but i dnt hv i.d card. how am i goin to do it?

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Re: Opening a bank account in Nigeria without an ID card Reply by saviour cyril on Wednesday August 10, 2016 at 24:6:28:

I have not been convinced jet, can one change another person profile both passports and detail to his own and use it to opened account in UBA bank?

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Re: Opening a bank account in Nigeria without an ID card Reply by Oji chimuanya on Thursday December 1, 2016 at 17:22:13:

I don't have an i.d card, and I want to open bank account.is it possible

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Re: Opening a bank account in Nigeria without an ID card Reply by Felix Okoli on Thursday December 1, 2016 at 17:22:13:

Yes, it is possible but it comes with some limits such as a deposit limit of N20,000 per transaction and a maximum savings deposit of N200,000.

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Re: Opening a bank account in Nigeria without an ID card Reply by adebayo femi on Tuesday March 14, 2017 at 11:9:53:

I wnt open gtbank acct but i dont hav original national i.d card but i hav transaction wit tracking id no it's possible

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