Tips for Safe Internet Banking

Posted by Felix Okoli on Tuesday February 5, 2013 at 10:31:16:

As progress is made in the world of technology, ways of banking has also advanced simultaneously. Banks now provide internet banking services to their various customers. Since the introduction of online banking services, customers can now access their account on net through their banks’ websites .People love banking on net often these days as it is time saving and they do not need to depend on the bank professionals for services like cheque book request, fund transfer or account statement, etc.
There is the saying that everything that has advantages also has disadvantages. As online banking is growing on daily basis, the risk involved in the usage is also surging at an alarming rate. If you are a sure of internet banking services, do not fret. In this article, I will highlight the tips and secrets to safe internet banking.

1. Internet banking web address: Every bank uses HTTPS in the beginning of its internet bank web address or URL, meaning Hyper text Transfer Protocol Secure, which ensures that you are on the authentic website, for instance https://yourbank.com

2. Unsolicited emails: There is no bank in the world that sends emails to its customers asking them to log in to their respective bank accounts, in order to change their password using the link provided in the email. Such email should be regarded as spam and be deleted, or report to the nearest police department.

3. User ID and Password: On no account should you reveal or show your internet banking user ID and password to anyone, be it your spouse or girl friend. In addition, change your password regularly and make sure you use alpha numeric password with special keys.

4. Avoid accessing your account from a café or from public PCs. You may not know if such systems have spyware and key logger installed in them by the owners and are used by hackers to steal information from the computer as well as note down your key strokes.

5. Make use of antivirus software :Let your system be clean, free from virus ,spyware, malware and key logger .You need the best antivirus protection software only, because it has the latest features like internet security to keep your system safe from such threats. Also, try and make your internet connection more secure by the installation of next generation firewall system.
With the tips mentioned above, it is possible to have safe and enjoyable internet banking.

With the tips mentioned above, it is possible to have safe and enjoyable internet banking.

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Re: Tips for Safe Internet Banking Reply by George Oseh on Sunday September 1, 2013 at 9:29:56:

Sir Felix! You're the greatest! This site has really made me financially savvy (in my amateur way, sha). More power to your elbow.

Can I make use of my phone's mobile browser for Internet browsing? The phone in question is a Nokia JAVA phone. Will I be able to access all the ebanking features with the phone, and.....Is it safe?

Also, I'm naive when it comes to shares and stock, and those stock market jargon like - FSI, All Share Index, and stuff like that. I dont know zip, nada, nothing! But I want to learn. Could you please put down an article about the market, understanding it, down to the basics of the interpretation of share offers by banks?

Forget Linda Ikeji - You're the KING!




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Re: Tips for Safe Internet Banking Reply by Felix Okoli on Sunday September 1, 2013 at 9:29:56:

Yes, your Nokia phone can do mobile banking. You just need to download and install the jar file for mobile banking related to your bank. You can check your bank's website or visit their branch to download and install it. Afterwards you may have to activate it first at your bank to start using it


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