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Posted by Felix Okoli on Friday July 19, 2013 at 11:20:1:

As you might have noticed, most banks who offer internet banking services to their customers are beginning to make use of a token as one of the security features customers would make use of when making transactions on their accounts online. The token is a sort of password or password generator that provides more security for your online transactions.

Already, current users of UBA Direct can do a lot of things with their e-banking service and this includes buying airtime, paying bills, doing money transfers, loading UBA africard and so on.

Recently, UBA has introduced a physical token for more security to internet users and it is available on request at UBA businesses offices.

According to UBA, the token is a physical handheld device that dynamically generates a password which you can then use when making internet based transactions with your account.

The physical token works by generating a password for you when you are online and want to make a transaction. You will then use that password generated to authorize the transaction. Ordinarily, users on UBA direct are used to just making use of a user id, password and a virtual token sent to their email when making ebanking transactions. With the physical token from UBA currently, all the user will need to do is press the button to see a token password that they can now use online on their e-banking accounts.

When you talking about internet security, anyone who knows how to hack can actually get into your online account by stealing your username and password. With the use of transaction tokens however, banks in Nigeria are working to eliminate the ease with which hackers can access you account.

To get your UBA token, just visit your bank and fill the token request form and one would be provided for you.

As with all normal precautions related to internet security, don't give people access to your email or your internet banking account and also try making use of a personal internet service for your safety. If you don't prefer using internet banking, you can always try mobile banking on your phone.

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Comments:

Comments:
Re: UBA introduces U-Direct physical token for added security Reply by haphsat i. modibbo on Tuesday August 26, 2014 at 14:44:17:

pls how do i activate my new token uba
send the msg thru my e-mail

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Re: UBA introduces U-Direct physical token for added security Reply by Tony Garba on Wednesday August 12, 2015 at 15:4:16:

It is a good write-up that can assist the novice and really this has inspired my knowledge on the token usage. Thank you for the job well done, more grease to you elbow computing friend.

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Re: UBA introduces U-Direct physical token for added security Reply by Samuel osamwonyi on Thursday August 20, 2015 at 11:27:49:

How can I get my token number online

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Re: UBA introduces U-Direct physical token for added security Reply by Ameh joshua on Saturday July 16, 2016 at 23:20:3:

how do I get my token for online banking

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Re: UBA introduces U-Direct physical token for added security Reply by Felix Okoli on Saturday July 16, 2016 at 23:20:3:

If you mean a physical hardware token, then you'd get it from your bank but if it's the virtual token, it is sent to your phone by sms when you are about to approve the transaction.

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Re: UBA introduces U-Direct physical token for added security Reply by faith on Wednesday September 21, 2016 at 20:54:6:

Please, what do i need to do for the token to be sent to me?

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Re: UBA introduces U-Direct physical token for added security Reply by Felix Okoli on Wednesday September 21, 2016 at 20:54:6:

You should visit a bank branch and apply for the token

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Re: UBA introduces U-Direct physical token for added security Reply by Helen on Wednesday February 8, 2017 at 13:17:29:

How do I reset my physical hard token?

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Re: UBA introduces U-Direct physical token for added security Reply by Felix Okoli on Wednesday February 8, 2017 at 13:17:29:

I don't know. Visit a bank branch.

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Re: UBA introduces U-Direct physical token for added security Reply by Frank on Tuesday March 28, 2017 at 4:36:48:

Please how do I get my token number

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Re: UBA introduces U-Direct physical token for added security Reply by Gbafan Emmanuel on Friday June 30, 2017 at 21:2:1:

pls, how do I reset my hard token?

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